Planning Care Home Fees 2013

People should plan for care costs – Hunt

Long-term care costs in old age will be capped at £75,000 as part of a £1 billion initiative, health secretary Jeremy Hunt has announced.

He heralded the reforms as “historic”, pointing out they will save thousands of people from having to sell their family homes to pay for care.

However, campaigners have stressed that the cap, which will be funded by extending inheritance tax, is too high given that it is double the £35,000 recommended by the Dilnot Commission in 2011.

Meanwhile, thousands more people will face inheritance tax payments because of a three-year extension of the freeze in the £325,000 threshold – £650,000 for couples – at which it kicks in at 40%.

Mr Hunt also revealed that the threshold to supply means-tested Government support for care bills will rise from £23,250 to £123,000.

The measures, which will be introduced as part of the Care and Support Bill that from 2017, will benefit around 100,000 people every year who do not currently receive support, Mr Hunt added.

It is hoped that with guarantees over the maximum bill, will give people the chance to buy insurance that protects against possible care costs.

Mr Hunt also revealed that there will be a lower cap introduced for people who have care needs before they reach retirement age, while people with needs when they turn 18 will be entitled to free care.

He told MPs that people in Britain need to start thinking about social care costs in the same way they plan for their pensions.

Mr Hunt stressed that this is something UK Governments have left unchecked for too long.

“Whilst there are many other things that need to be done to prepare for an ageing population, these reforms do herald a historic change in the way that care and support is funded in this country,” he added.

Free Will Document storage this January

 Your original Will is your only Will and therefore needs to be kept safely.

If there is one place you sholud never ever keep your original will is at home.If anything should happen to you in a house fire and your will went up in smoke with you or just smoke damaged then you haven’t got a valid.

I f your will is damaged in anyway which could cast doubts as to the contents of the will or raise questions to why the damage was inflicted, then the courts could throw the will out as being invalid

You need to keep your will in a place thats nice safe and secure,however that place should not be so nice and safe and secure that no one can find it when its needed!

As Will writers we use a National Will Safe Document Storage facility that is an unique ,national and central facility for wills that overcomes all of the problems of safely caring for important legal documents for a small ” one off” Fee of £40.00

Your will is kept in a waterproof wallet in a specialist document archive facility.

While it is stored, it is fully insured so thast if it is lost or damaged while you are alive,then it will be replaced for you ,Free of charge.

If your will is lost or damaged after your death,or its loss or damage only comes to light after your seath, then your Executors are insured ( for up to £2million) to compensate your estate and its beneficiaries for any losses that they incur as a result of there being no legally valid will.

You can access your document at any time – free of charge.The document can be returned to us or your will writer for updating or directly to you using an insured delivery service.

When your Executors need to access the documents,once they have provided a death certificate and proof of their identity, your documents will be returned to them- free of charge

You will be provided with plastic identity cards for you and your Executors with your name and a unique Identity Number and contact telephone

When you or your Executors need to access the Will, simply telephone the contact number and we will arrange the return of your will to a convenient address

The location of your documents will be registered Free of Charge on the National Will Register

To Summarise ■Wills stored in Waterproof wallets ■Wills stored in a specialist document archive ■Wills fully insured ■Wills returned to you or your Will writer-Free of Charge ■Will returned to your Executors when needed Free of Charge ■Location of Wills recorded on the National Will Register

Current Price of £40.00 ( One off Cost”) FREE for the month of January 2013

Please contact 08450 526 840